Borrowers
Borrowers use loans to consolidate debt, improve their homes, finance major purchases, and more.
Learn About BorrowingEquity loans done right.
Your equity gets you approved. Your story shapes your rate.
We help Alberta, BC, and Ontario home owners access their Home Equity through alternative financing sources in a fair and efficient way.
Our lenders provide flexible and common sense approvals rather than rigid bank rules. We have successfully helped over 300 homeowners access their home equity, even in the most difficult to finance situations.
Get A Quote
No application fees - No obligation quote - Get approved quickly online
- Provinces served — AB, BC & ON
- 3
- Online application — under a minute
- <1min
- Loan Minimum Amount
- $30K+
Licensed in BC, Alberta & Ontario
BC X301075 · AB 2021191917 · ON 13282
Funded in trust
Every loan handled through a real estate lawyer
No application fees
No obligation quote
Talk to a real person
Book a free phone consultWhat Our Clients Are Saying
We are able to help clients access funds in good and even the most difficult financial scenarios. Our specialty is Home Equity Loans and we can help you when other companies are not able or won't even attempt to service your situation.
5.0 · 73 Google reviews
Google reviews from our Alberta, British Columbia & Ontario profiles, newest to oldest.
I am writing to share my experience with the private lender I recently worked with for the first time. Overall, I found the experience to be excellent. The process was handled very professionally and efficiently, which greatly impressed me. Communication throughout the transaction was clear and prompt. John (Gianni) D'Andrea in particular, was very good at maintaining consistent and effective communication, ensuring that I was kept informed at every stage. While I found the fees associated with the communication to be slightly higher than expected, I believe the value and quality of the service made it worthwhile.
Mully tesfay
View on Google4 months ago · Alberta
John was amazing!! I had a complex situation involving two provinces and many moving parts!! His expertise made it all come together quickly and seamlessly!! I would highly recommend John for any purchase or refinancing needs!!
Suzi Brencic
View on Google4 months ago · Alberta
John was amazing to deal with. My situation was fairly complex and required some unconventional support. Originally I reached out for just some questions to be answered and then ended up being fully funded for exactly what I was looking for. This was one of the best financing experiences I have had, and I would reccomend John any day!
Kelly Anne
View on Google5 months ago · Alberta
I would highly recommend John D’Andrea and the Equity Approved team if you are in need of such services. From the initial discussion they were professional, caring, available, efficient and excellent at ongoing communications. They pulled together a solution to meet my somewhat complicated needs, and provided flawless leadership throughout. It was a pleasure working with them. Thank you John!
Brett Poffenroth
View on Google6 months ago · Alberta
John at Equity Approved is amazing! My mortgage situation was really complex, with multiple moving parts that could have been stressful, but he handled everything flawlessly. Every question I had was answered quickly and knowledgeably, which made the whole process smooth and easy. His expertise and dedication truly stand out—if you want someone who can tackle complicated cases and get results, John is the one!
Nicc H
View on Google7 months ago · Alberta
I so enjoyed chatting with John at Equity Approved. He was responsive, fair and was able to get me more than I had asked for at a fair rate. I would go to him first. I really liked his communication style.
Rachel Sutton
View on Googlea year ago · British Columbia
Excellent service. Been with these guys for a few years now. They always have time for me, answering all my questions and more. 5 stars
Linda Zenowski
View on Googlea year ago · British Columbia
Absolutely would recommend to anyone anytime! John and his team are amazing to work with, always answering all my questions and helping in anyway possible!
Jenni Benni
View on Googlea year ago · British Columbia
Detail explanations, friendly service , no reason choose others , I will choose Equity Approved.ca again for my next transaction. I will also introduce it to my surroundings. Thank you . John, thanks a lot . Mr. Yang
Guilin Yang
View on Googlea year ago · British Columbia
Had a wonderful experience dealing with John (Gianni) D'Andrea fast responses to any questions or concerns. Highly recommend.
Kurt Stuart
View on Google2 years ago · British Columbia
Can't say enough about the great service and the professionalism
Paul Lardner
View on Google5 years ago · Ontario
Hello, I live in Windsor, Ontario and Equity Approved is based in Alberta. I did a Google search and they were lucky number one! The broker I dealt with was very professional, knowledgeable and a pleasure to deal with. They were able to secure a very satisfactory deal for me to get the funds I needed to renovate my house and to clear up all of my debt. I am very greatfull for all they have done for me and dealing with them was as easy as breathing...I recommend Equity Appoved 100%.
Wade Ryan
View on Google5 years ago · Ontario
Utilize our home equity lending network
We connect home owners with alternative financing solutions even in the toughest financial situations. Utilize our home equity lending network to discover low rate and fast funding options. Contact us with no obligation and learn how we can benefit you as a borrower or mortgage investor.
Equity Approved
We efficiently obtain approvals and funding through our network of equity focused lenders.
Receive Offers From Multiple Lenders
Lenders
Lenders receive attractive returns on the secure loans made against the borrower's home equity.
Become A LenderA BETTER WAY TO ACCESS HOME EQUITY
Get Answers Fast
Our online application will take you less than a minute to fill out and you can start getting information on your available financing options as quickly as possible. Reach out to us with no obligation.
Equity Focused Lending
Like our name suggests, if you have adequate equity in your home, you can be approved. The funds you need are that accessible!
Money When You Need It
We get you answers on your available options, with lenders readily available to advance your funds fast!
Get Ready For A Yes
It can be tough to hear "no" from the banks but don't feel discouraged. Get the approval you need even through the toughest situations.
A GREAT WAY TO BORROW, A SMART WAY TO INVEST
We Bring Borrowers and Common Sense Lenders Together
Borrowers
Enjoy a stress free process to access the funds you need with efficient and professional service.
- Approvals even if banks turned you down
- Be presented various alternative financing options
- Simple application process with quick answers
- Lower your monthly debt payments
- Low credit score and gaps in employment accepted
Investors
Loans secured against home equity as investments offer attractive benefits and yields.
- Utilize RRSP & TFSA to grow your portfolio tax free
- Directly select and approve each lending opportunity
- All loans handled in trust by a real estate lawyer
- Funds are requested only at time of loan funding
- Lending opportunities from $30,000 and up
Knowledge Center
borrowerBenefits of a Home Equity Loan
A home equity loan lets you borrow against the value you have already built in your home. Instead of qualifying based primarily on your income and cre...
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investorMortgage Administration
Private Lending opportunities which meet your individual lending requirements can be presented to you. If the mortgage is executed, responsibilities b...
read more
investorPrivate Mortgage Lending in Alberta
Canadians have been borrowing against their home's equity in record numbers. The Alberta job market and recent mortgage stress test has resulted in i...
read moreEquity Approved Loan
Discover a better way to access your home equity with our streamlined process.
- No Application Fees
- No Obligation Quote
- Get Approved Quickly Online
Frequently Asked Questions
Helping Alberta, BC, and Ontario Access Home Equity
Our large internal network of individuals who lend funds sets us apart from other brokers. Discover a better process with flexible and common sense solutions.
contact us today book a callWrite to us
Email: info@equityapproved.caVisit us
EquityApproved.ca
10060 Jasper Ave NW
Tower 1, Suite 2020
Edmonton, AB T5J 3R8